Dar es Salaam. As Tanzania works to raise insurance penetration to at least 50 percent of the adult population by 2030, many motorcycle taxi riders, popularly known as bodaboda, continue to operate without mandatory third-party insurance, exposing themselves, passengers and other road users to significant financial and legal risks in case of accidents.
According to the Tanzania Police Force and the Tanzania Insurance Regulatory Authority (Tira), the exact number of uninsured bodaboda riders remains unknown because there is no consolidated national database tracking insurance coverage among motorcycle operators.
